Maryland Retirement Planning
John Franczak
“Where all men think alike, no one thinks very much.” – Walter Lippmann
At John Franczak, successful retirement planning starts with independent thinking. True financial security is achieved by anticipating change and preparing for the unexpected. Like the lone wolf who navigates his own path, John helps you think on the margin—where economic change occurs and opportunities arise.
John specializes in crafting tailored retirement strategies that optimize and protect your savings, ensuring lifetime income, asset protection, and tax efficiencies. He understands that retirement is personal, and his independent approach allows him to create custom solutions that fit your unique needs.
Think differently. Plan smarter. Retire confidently.
01
Start Smart
Get a Clear Understanding of Your Financial Life
First, we gain a thorough understanding of your current financial situation, goals, objectives, risk tolerance, and the key considerations that should be addressed in your retirement strategy.
Six Fundamental Financial Planning Considerations
Six key financial planning considerations can impact your financial goals now and in the future. The question is not if these will affect your finances, but to what degree. We evaluate your sentiment toward each consideration and quantify the potential effects on your assets over time. This allows us to build customized strategies to help you achieve your financial objectives for retirement.
Longevity
Outliving financial assets as the result of a longer life.
Inflation
Reduction in real purchasing power as the result of increasing cost of living.
Mortality
Loss of financial assets as the result of a partner’s or spouse’s death.
Liquidity
Limited access to assets to meet life’s unexpected financial needs.
Market
Unexpected reduction in the value of financial assets at the time of withdrawal.
Taxes
Decreasing income and assets and/or the impairment of legacy assets from increasing taxes.
02
Apply Discipline
A Retirement Strategy Designed for You
Next, we design a retirement strategy that actively works to help optimize your wealth and protect your finances, keeping your goals and objectives at the forefront of our planning process.
03
Communicate Progress
Our Commitment to You
Lastly and continually, we work to ensure transparency of your income plan by providing visibility, proactive
outreach, and accessibility to our team throughout our working relationship.
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Meet The Advisor
John Franczak
Certified Wealth Strategist
With over 36 years of experience in the financial services industry, John Franczak has built a reputation as a trusted advisor specializing in risk management, retirement planning, and wealth strategy. A Certified Wealth Strategist since 2009, John has guided clients toward achieving their financial goals by combining his expertise in investments, insurance, and financial planning.
John began his career as an analyst with The Dines Letter, crafting technical studies and articles focused on precious metals, an area he continues to be passionate about. His entrepreneurial spirit led him to establish and run Catapult Capital Management, an independent Registered Investment Advisory (RIA), where he managed over $30 million in assets. Throughout his career, John has excelled at creating personalized strategies that integrate traditional investments, commodities, and innovative solutions to meet his clients’ diverse needs.
In addition to his work in financial services, John has contributed as a freelance writer on gold and silver markets, demonstrating his ability to analyze complex topics and distill them into actionable insights. His commitment to education, client service, and adaptability ensures that he stays ahead in an ever-changing industry.
When he’s not working, John enjoys exploring market trends, leveraging his background in English Literature and Liberal Arts to think critically and creatively. He resides in Easton, MD, where he continues to serve clients with integrity and dedication.
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Retirement Resources
Complimentary Educational Resources
Lastly and continually, we work to ensure transparency of your income plan by providing visibility, proactive outreach, and accessibility to our team throughout our working relationship.
Our Upcoming Events
Educational Events
Events in March 2025
- There are no events scheduled during these dates.
Client Events
Events in March 2025
- There are no events scheduled during these dates.
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